Sad but true, most drivers have bought auto insurance from the same company for more than four years, and almost half have never even compared quotes to find lower-cost rates. Detroit consumers could save an average of approximately 65% each year, but most just don’t grasp the rate savings if they swap their current policy for a cheaper one.
It takes a few minutes, but the best way to get the cheapest Mercedes-Benz SLS AMG insurance in Detroit is to compare quotes once a year from providers in Michigan.
- Get an understanding of car insurance and the measures you can control to keep rates in check. Many things that drive up the price like high-risk driving behaviors and a less-than-favorable credit score can be improved by making minor changes in your lifestyle.
- Request rate estimates from exclusive agents, independent agents, and direct providers. Direct companies and exclusive agencies can give quotes from a single company like Progressive or Allstate, while agents who are independent can quote rates from multiple companies. Find a Detroit insurance agent
- Compare the new rates to your current policy premium to see if a cheaper price is available in Detroit. If you find a better price and switch companies, make sure there is no coverage gap between policies.
The key thing to remember is that you’ll want to compare similar limits and deductibles on every quote request and and to get price quotes from every company you can. This provides an apples-to-apples comparison and a complete price analysis.
The easiest way to compare policy rates for Mercedes-Benz SLS AMG insurance in Detroit utilizes the fact almost all companies allow for online access to compare rate quotes. To get started, all you need to do is take a few minutes to give details including whether you are married, if the vehicle is leased, driver ages, and your credit rating estimate. Your information gets sent immediately to many different companies and you get price estimates with very little delay.
To compare rates for your Mercedes-Benz SLS AMG now, click here and complete the form.
The companies in the list below have been selected to offer price comparisons in Michigan. To buy the best auto insurance in Detroit, we suggest you visit two to three different companies to get a more complete price comparison.
When in doubt talk to an agent
Keep in mind that when it comes to choosing coverage online or from an agent for your vehicles, there is no perfect coverage plan. Coverage needs to be tailored to your specific needs and your auto insurance should unique, too.
Here are some questions about coverages that might point out whether you might need an agent’s assistance.
- How much can I save by bundling my policies?
- Can I make deliveries for my home business?
- Do I need more liability coverage?
- Do I have coverage if I rent a car in Mexico?
- What states are considered no-fault?
- Does liability extend to a camper or trailer?
- Does my policy cover me when driving someone else’s vehicle?
If it’s difficult to answer those questions then you might want to talk to an agent. To find lower rates from a local agent, simply complete this short form or click here for a list of auto insurance companies in your area.
Local Detroit car insurance agents
Some consumers still prefer to go talk to an agent. One of the benefits of getting free rate quotes online is that you can obtain the lowest rates and still have a local agent.
After filling out this simple form, your information gets sent to companies in Detroit that can provide free Detroit car insurance quotes for your coverage. There is no reason to contact any insurance agencies since price quotes are sent to you. You can find the lowest rates and a licensed agent to talk to. If for some reason you want to get a price quote from a specific company, you just need to search and find their rate quote page and fill out their quote form.
Choosing an insurer needs to be determined by more than just the quoted price. A good agent in Detroit will have answers to these questions.
- If independent agents, which companies do they recommend?
- What is their Better Business Bureau rating?
- Do they regularly work with personal auto policies in Detroit?
- Is there a 24/7 contact number?
- Are there any discounts for paying up front?
What types of auto insurance agents are in Detroit?
If you would like to find an insurance agent, there are a couple of types of insurance agents and how they differ in how they quote coverages. Agents in Detroit can either be independent (non-exclusive) or exclusive.
Exclusive Agencies
These type of agents have only one company to place business with and examples are State Farm, Allstate, or Farmers Insurance. These agents are unable to provide rate quotes from other companies so keep that in mind. Exclusive agencies receive a lot of sales training on the products they sell which helps offset the inability to provide other markets.
Shown below are exclusive agencies in Detroit that can give you price quote information.
Angela Hughes – State Farm Insurance Agent
14511 W McNichols Rd – Detroit, MI 48235 – (313) 862-7800 – View Map
PD Dandnaik – State Farm Insurance Agent
W, 7725 Vernor Hwy – Detroit, MI 48209 – (313) 554-1500 – View Map
State Farm – Eric Huffman
3031 W Grand Blvd #568 – Detroit, MI 48202 – (313) 875-3172 – View Map
Independent Car Insurance Agencies
Agents that elect to be independent do not write with just one company and that gives them the ability to insure through many different car insurance companies depending on which coverage is best. If they find a lower price, your agent can just switch to a different company and you don’t have to find a new agent. When shopping rates, it’s a good idea to get insurance quotes from at least one independent agent to get the most accurate price comparison.
Listed below are Detroit independent insurance agents willing to provide rate quotes.
J Healan Baker Insurance
645 Griswold St # 2015 – Detroit, MI 48226 – (313) 963-0480 – View Map
Clark Insurance Agency
2711 E Jefferson Ave #206 – Detroit, MI 48207 – (313) 259-6600 – View Map
L A Insurance
6248 Michigan Ave – Detroit, MI 48210 – (313) 896-1000 – View Map
After you get answers to your satisfaction to any questions you have and a good coverage price, chances are good that you have found an auto insurance agent that will service your policy. Just be aware that you can terminate your policy at any time so never assume that you’re stuck with any specific company indefinitely.